Assistance programs help homeowners who are at risk of losing their homes due to financial difficulties by providing financial support or restructuring loans. Proponents argue that it prevents people from losing their homes and stabilizes communities. Opponents argue that it encourages irresponsible borrowing and is unfair to those who pay their mortgages.
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Yes, but with a strict criterion, and as long as it does not encourage irresponsible borrowing and is fair towards mortgage-payers.
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